WhatsApp, Telegram, Signal —

these messaging platforms are now our connection to work, family, and friends. But as easy as it is for these platforms to communicate, so too has it become easy for scammers to infiltrate them. If you’re like everyone else, you’ve perhaps had some dodgy messages or URLs arrive in your inbox at some point. The thing is, knowing how to catch scams and keep yourself safe ahead of time is crucial.

In this piece, I’ll take you through popular messaging app scams and give you easy, doable tips to steer clear of these. 

Why Are Scammers Targeting Messaging Apps?

The messaging apps are ubiquitous, and millions of users access them every day. Such a massive user base makes these apps so attractive to scammers. In contrast to emails, scam messages here can sometimes seem more personal — at times even from someone you know, or a number that appears familiar.

Scammers rely on urgency, fear, or enticing offers to manipulate you into clicking links, divulging sensitive information, or transferring money. That’s why staying vigilant is important.

Typical Scams on WhatsApp and Other Messaging Apps

Below are some scams you’re most likely to find:

1. Impersonation Scams

Scammers hack or imitate an account by posing as a family member or friend. They may send an urgent message asking you to send money or confidential information. As the message appears to be from a trusted source, most people fall for it.

Tip: Always meet or call the person first before sending money or information.

2. Phishing Links

You might get messages with links claiming you’ve won a prize or need to verify your account. Clicking these links can steal your login details or infect your device with malware.

Tip: Don’t click on links from unknown numbers or unexpected messages.

3. Verification Code Scams

Fraudsters attempt to obtain from you one-time passwords (OTPs) or verification codes sent on your phone. Giving away the codes provides them with access to your accounts.

Tip: Do not give out OTPs or verification codes to anyone.

4. Lottery Scams and Fake Offers

It is standard to receive messages about free gifts, lottery wins, or special discounts. They tend to request initial payment fees or personal information in order to claim the reward.

Tip: If it’s too good to be true, chances are it is.

How to Stay Safe on Messaging Apps

Staying safe does not need the expert touch. Just follow these easy yet effective tips:

Don’t Share Money or Personal Info: Confirm requests by calling the individual directly.

Avoid Opening Suspicious Links: Carefully examine the sender’s number and message body.

Turn on Two-Step Verification: Provide an additional layer of security to your accounts wherever possible.

Adjust Privacy Settings: Restrict who can view your profile picture, status, and last seen.

Keep Apps Updated: Updates close security loopholes — don’t neglect them.

Block and Report Suspicious Contacts: Assist in keeping the community safe.

What to Do If You Believe You’ve Been Scammed

If you believe a scam, act fast:

End all dealings with the scammer.

Immediately change your passwords.

Notify your bank or financial institution if you provided payment information.

Report the scam to local authorities and the messaging app.

Warn friends and family to be wary of the same scams.

Final Words

Messaging apps simplify life, but scammers will always seek means of taking advantage of people. Awareness and caution are the best defense. If a message appears unusual or urgent, take some time to think before taking action.

Be aware, keep privacy settings in place, and trust your gut. Staying safe online isn’t difficult — it just requires some attention.